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Wednesday, May 21, 2014

Protect Yourself From Flood Damage

Flood insurance is often overlooked, and some may not know that homeowners and renters insurance will not cover flood damages in the event of a disaster.
  • If you are moving to a new home, in a new city or state, you'll need to be sure you have the right amount of flood insurance. Check with your realtor or insurance agent for the flood risk in the area where you'll be moving to ensure you have adequate coverage for your new home. Remember that floods are not covered on your standard homeowners or renters policy.
  • Flood insurance is easy to add to your existing insurance portfolio. The annual premium for a residential policy is dependent on your flood risk but can start as low as $400 a year.
  • Flood insurance for your house and your belongings inside your house are sold separately from your hazard policy. Be sure you have an accurate home inventory to go over with your agent when you're discussing your new flood policy. Keep a copy of your home inventory off site or using an online home inventory application in case disaster strikes, your home inventory will be safe.
Call Pro Player Insurance Group at (954) 316-4662 for more information on Fort Lauderdale flood insurance. We'll be happy to help you protect your home and family.

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