If a flood is predicted to occur in the
near future, there are some precautions you can take to protect your
valuables and ensure an easier cleanup process before evacuating.
Safeguard your possessions
If you haven’t already, create a complete home inventory documenting
your possessions and their values for insurance purposes. Store this
list (with photos) somewhere safe, like a safety deposit box, along with
copies of your insurance policies, your agent’s contact information,
finance records, birth certificates, receipts from major purchases and
other critical documents. Remove and safely store valuables,
irreplaceable/sentimental objects and furniture.
Prepare your home
Depending on how much time you have, remove carpeting, drywall and
other porous materials that will soak up water and grow mold. Turn off
all appliances and remove or raise them above the projected flood level.
Shut off your water, electricity and gas. Anchor or drain any fuel
tanks to prevent fuel spills. Water pressure can break basement windows,
so you may consider removing or opening the window panes.
Develop an emergency plan
Evacuation routes from home, work and school should be mapped and
practiced by your entire family. Don’t forget to plan for your pets;
they should not be locked up and prevented from escaping. Pack an
emergency kit (or backpacks) that contain:
· A three-day supply of water and non-perishable food for every member of your family
· Flashlights with extra batteries
· Portable weather radio
· First aid supplies with a seven-day supply of any prescription medications
· Cell phone and camera (for photos of damage) with chargers
· Blankets
· Extra set of car keys, house keys and cash
· Clothing, rain gear, sturdy shoes, baby supplies and pet supplies
· Copies of important documents and emergency contacts’ information
· Sanitation and hygiene items
· Bug repellent and sunscreen
· Multi-purpose tool
The most important thing to do is get yourself and your family to
safety. Material possessions can be replaced; you and your loved ones
cannot. However, being prepared can significantly reduce the time, money
and effort it will take to clean up after disaster strikes.
Floods can cause serious damage, but a flood insurance policy can protect you from the serious expense. Call Pro Player Insurance Group at (855) 367-7744 for more information on Fort Lauderdale flood insurance.
