The Basics of Condo Insurance

Do you own a condominium? To you, condo ownership may represent a feasible way to home ownership. Or maybe it represents a second residence in some exotic location you like to visit. Or maybe it’s an investment to generate rental income. Regardless of why you own, understand that insuring a condo is much different than insuring a traditional home.

Statutes and Paperwork
A thorough review of your master deed (often called declarations or “docs”) is necessary to adequately insure your condo. Unfortunately, these docs can be multiple pages of legalese that make it difficult to decipher insurance requirements. Further, your association’s bylaws may contain important insurance information. And if it wasn’t confusing enough already, some states have statutes which dictate condo insurance requirements.  For these reasons, a best practice is to review your insurance needs with a trusted insurance adviser, like your independent insurance agent.

Click to learn more about the definition of unit and loss assessments among others.

Properly insuring your condo is complicated. Your independent insurance agent can help you secure the insurance you need to eliminate surprises if the worst happens. Give us a call and we can get you a free Fort Lauderdale condo insurance quote - 855-367-PPIG (7744).

Fort Lauderdale Auto Insurance

Located in Davie Florida, Pro Player Insurance Group provides Home, Commercial and Auto Insurance to the Southern Florida area of Davie, Fort Lauderdale, Miami and Fort Meyers Florida. The South Florida area is an ideal place to live, work and play. With its beautiful beaches, diverse community, great weather and surplus of recreational activities, the Fort Lauderdale area of Florida is chosen by many as a wonderful place to live and raise their family. Pro Player Insurance Group is a family owned and operated independent insurance agency that seeks to serve the insurance needs of Floridians. We understand how much you value the elements that make up your life, because we value them in our lives, too.  We hope you will look at Pro Player Insurance Group to secure your home, family and life. 

Home, Commercial and Auto Insurance

Insurance is an important element in making your home and life secure. Home insurance lays a foundation of security for your home. Buying home insurance is a simple but important task that can save you thousands of dollars in the event of an emergency, and can offer you unparalleled peace of mind. If you owe a mortgage on your home, home insurance is usually required but even if your home is fully paid for, having the security of home insurance is essential. Having home insurance is more than just checking off a list of requirements, it is a necessary security for the investment of your home. 

Pro Player Insurance Group offers commercial auto, general liability and workers compensation to protect your business and employees. We specialize in matching businesses with the most appropriate policies for their commercial insurance needs. Just as home insurance protects the investment of your home, commercial insurance protects the investment of your business. Don't rest in a hope that nothing bad happens in your business, commercial insurance can be there to cover the risks that can happen in the future. 

Auto insurance can be formatted to fit your specific needs and life. At Pro Player Insurance Group, we are committed to finding you the best insurance policy at the best rate that fits your specific needs and life. If you’re truly looking to save money, it’s important that you work with an agent who has your best interests at heart—and one who will go the extra mile to determine your eligibility for every possible savings and discount. As an independent insurance agent, we promise to do just that - walk with you through the process of finding the best insurance policy available. 

Legal Services

As a LegalShield independent associate, we can offer you comprehensive legal services with dedicated law firms at a fraction of what they traditionally cost. For a small monthly fee (less than $20 per month), LegalShield enables you to talk to an attorney as often as needed - without worrying about high hourly costs. Because the attorneys aren't waiting to get paid, and instead are prepaid, they're motivated to handle your legal needs efficiently and effectively. 

Issues to discuss with your Fort Lauderdale agent 

Here are  a few things to be sure to ask your agent when you are deciding on insurance:

• How do I file a claim in the case of an accident?
• Does the insurance company that is providing the policy have a good reputation for customer service? Is it known for paying claims fairly and promptly? Are they easily accessible?
• What policies are available for my home, property or multi-car needs?
• What policy will cover the cost to rebuild my home and replace my belongings if they are damaged or destroyed in a flood or hurricane? (Ask your agent to talk you through your home's features and the materials you own so you can make an informed decision about coverage)
• Will my home, business and car be protected against flood, windstorm and/or hurricane?

Contact Us Today

If you have any questions about Fort Lauderdale auto insurance, home or commercial insurance, or about LegalShield and other legal services, give Pro Player Insurance Group a call at 855-367-7744.  All around Fort Lauderdale, throughout Florida, from Miami to Tampa, we are here  to answer any questions you may have and walk with you through the process of finding the best insurance for your life. We hope you'll let Pro Player Insurance Group help secure your future and that of your family.